Alchemy CEO Nikil Viswanathan argues the global financial system was designed for humans, but the next wave of commerce will be driven by AI agents that operate natively in crypto.

• Crypto matches how agents operate, being borderless, continuous, and fully digital, said Nikil Viswanathan, co-founder and CEO of Alchemy.
• Complexity like keys and code is a feature for agents, not a barrier.
• AI agents will sit on top of crypto rails, handling transactions while humans interact through simpler interfaces, he argued.

The modern financial system was never designed for machines. It was built around the constraints of human life: geography, sleep cycles, paperwork, and physical presence. But as AI agents begin to act as economic participants, that human-centric design is starting to look less like a feature, and more like a bottleneck, said the co-founder of crypto firm Alchemy.

Read more: Crypto is built for AI agents, not humans, says Alchemy’s CEO